/* Google Fonts loaded via <link> in HTML head for better performance */

:root {
  --blue: #3B82F6;
  --blue-dark: #1D4ED8;
  --blue-soft: #EFF6FF;
  --ink: #111827;
  --graphite: #374151;
  --slate: #6B7280;
  --muted: #9CA3AF;
  --soft: #F8FAFC;
  --line: #E5E7EB;
  --ok: #10B981;
  --accent: #F59E0B;
  --shadow-1: 0 2px 8px rgba(0,0,0,.06);
  --shadow-2: 0 8px 32px rgba(0,0,0,.10);
  --shadow-3: 0 24px 64px rgba(0,0,0,.14);
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Sofia Sans', Arial, sans-serif;
  font-size: 16px;
  line-height: 1.5;
  color: var(--ink);
  background: #fff;
  -webkit-font-smoothing: antialiased;
  margin: 0;
  padding: 0;
}

h1, h2, h3, h4 { margin: 0; letter-spacing: -0.02em; }
p { margin: 0; }
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }

/* SKIP LINK */
.skip-link {
  position: absolute;
  left: -9999px;
  top: auto;
  width: 1px;
  height: 1px;
  overflow: hidden;
}
.skip-link:focus {
  left: 16px;
  top: 16px;
  width: auto;
  height: auto;
  background: var(--blue);
  color: #fff;
  padding: 8px 16px;
  border-radius: 8px;
  z-index: 9999;
}

/* WRAP */
.wrap { max-width: 1280px; margin: 0 auto; padding: 0 48px; }

/* EYEBROW */
.eyebrow {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--blue);
}

/* SECTION */
section.block { padding: 72px 0; }
.section-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  margin-bottom: 44px;
  gap: 40px;
}
.section-head h2 { font-size: clamp(26px, 3vw, 36px); font-weight: 700; margin-top: 10px; }
.section-head .blue { color: var(--blue); }
.section-head .right { font-size: 15px; color: var(--slate); max-width: 400px; line-height: 1.6; }

/* BUTTONS */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: 'Sofia Sans', Arial, sans-serif;
  font-size: 15px;
  font-weight: 600;
  padding: 10px 22px;
  border-radius: 12px;
  cursor: pointer;
  border: 1.5px solid transparent;
  transition: transform .15s, box-shadow .15s;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-1px); }
.btn.primary { background: var(--blue); color: #fff; border-color: var(--blue); box-shadow: 0 4px 14px rgba(59,130,246,.3); }
.btn.primary:hover { background: var(--blue-dark); box-shadow: 0 6px 20px rgba(59,130,246,.4); }
.btn.ghost { background: transparent; border-color: var(--line); color: var(--ink); }
.btn.ghost:hover { border-color: var(--graphite); }
.btn.white { background: #fff; color: var(--blue); border-color: #fff; }
.arrow { display: inline-block; transition: transform .2s; }
.btn:hover .arrow { transform: translateX(3px); }

/* PAGE HERO */
.page-hero {
  background: var(--soft);
  border-bottom: 1px solid var(--line);
  padding: 48px 0 56px;
}
.page-hero h1 { font-size: clamp(32px, 4vw, 52px); font-weight: 700; margin-top: 12px; max-width: 640px; line-height: 1.1; }
.page-hero p { margin-top: 14px; color: var(--slate); font-size: 17px; max-width: 580px; }
.breadcrumb { font-size: 13px; color: var(--muted); }
.breadcrumb a { color: var(--blue); }

/* HEADER */
header {
  background: #fff;
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 100;
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 48px;
  height: 68px;
  max-width: 1280px;
  margin: 0 auto;
  gap: 32px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 17px;
  color: var(--ink);
  flex-shrink: 0;
}
.brand-icon {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background: var(--blue);
  color: #fff;
  display: grid;
  place-items: center;
  font-weight: 800;
  font-size: 18px;
}
.brand-name { font-size: 15px; font-weight: 800; letter-spacing: -0.02em; }
nav {
  display: flex;
  align-items: center;
  gap: 28px;
  flex: 1;
  justify-content: center;
}
nav a {
  font-size: 15px;
  font-weight: 500;
  color: var(--slate);
  white-space: nowrap;
  transition: color .15s;
  border-bottom: 2px solid transparent;
  padding-bottom: 2px;
}
nav a:hover, nav a.active { color: var(--ink); border-color: var(--blue); }
.header-cta { display: flex; align-items: center; gap: 10px; flex-shrink: 0; }

/* HAMBURGER */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
}
.hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--ink);
  transition: transform .2s, opacity .2s;
}

/* MOBILE NAV */
.mobile-nav {
  display: none;
  flex-direction: column;
  background: #fff;
  border-bottom: 1px solid var(--line);
  padding: 16px 24px 24px;
  gap: 4px;
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  display: block;
  padding: 10px 0;
  font-size: 16px;
  font-weight: 500;
  color: var(--graphite);
  border-bottom: 1px solid var(--line);
}
.mobile-nav a:last-child { border-bottom: none; }
.mobile-nav .btn { margin-top: 12px; justify-content: center; }

/* EXPERT TRUST BAR */
.trust-bar {
  border-top: 1px solid var(--line);
  background: #fff;
  padding: 32px 48px;
}
.trust-bar-inner {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 28px;
  align-items: center;
}
.trust-identity { display: flex; align-items: center; gap: 16px; }
.trust-photo {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  overflow: hidden;
  flex-shrink: 0;
  border: 2px solid var(--blue-soft);
}
.trust-photo img { width: 100%; height: 100%; object-fit: cover; object-position: top; }
.trust-statement {
  padding: 0 24px;
  border-left: 1px solid var(--line);
  border-right: 1px solid var(--line);
}
.trust-badges { display: flex; flex-direction: column; gap: 10px; flex-shrink: 0; }

/* FOOTER */
footer {
  background: var(--ink);
  color: #fff;
  padding: 56px 0 0;
  margin-top: 80px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,.1);
}
.footer-col h4 {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: rgba(255,255,255,.4);
  margin-bottom: 16px;
}
.footer-col a {
  display: block;
  font-size: 14px;
  color: rgba(255,255,255,.7);
  margin-bottom: 10px;
}
.footer-col a:hover { color: #fff; }

/* ANIMATE-IN */
.animate-in {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity .55s ease, transform .55s ease;
}
.animate-in.visible {
  opacity: 1;
  transform: none;
}

/* FAQ */
.faq-item { border-bottom: 1px solid var(--line); }
.faq-btn {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px 0;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-family: inherit;
  font-size: 16px;
  font-weight: 600;
  color: var(--ink);
  gap: 16px;
}
.faq-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--blue-soft);
  color: var(--blue);
  display: grid;
  place-items: center;
  flex-shrink: 0;
  font-size: 18px;
  font-weight: 700;
  transition: transform .2s, background .2s;
  user-select: none;
}
.faq-item.open .faq-icon { transform: rotate(45deg); background: var(--blue); color: #fff; }
.faq-body {
  display: none;
  padding: 0 0 20px;
  font-size: 15px;
  color: var(--slate);
  line-height: 1.75;
}
.faq-item.open .faq-body { display: block; }

/* CARD GRIDS */
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 28px 24px;
}
.card-soft {
  background: var(--soft);
  border-radius: 20px;
  padding: 28px 24px;
}

/* COMPARISON TABLE */
.compare-table { border-radius: 20px; overflow: hidden; border: 1px solid var(--line); }
.compare-row { display: grid; grid-template-columns: 1fr 1fr 1fr; border-top: 1px solid var(--line); }
.compare-row:first-child { border-top: none; background: var(--ink); }
.compare-cell { padding: 16px 24px; font-size: 14px; }
.compare-cell.head { font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; }
.compare-cell + .compare-cell { border-left: 1px solid var(--line); }
.compare-row:first-child .compare-cell + .compare-cell { border-color: rgba(255,255,255,.1); }
.compare-cell.assisted-col { background: rgba(59,130,246,.04); border-left-color: rgba(59,130,246,.15) !important; }

/* CTA BANNER */
.cta-banner {
  background: var(--blue);
  color: #fff;
  border-radius: 28px;
  padding: 64px 56px;
  margin: 80px 48px 0;
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: 32px;
  align-items: center;
}
.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 1px 1px, rgba(255,255,255,.15) 1px, transparent 0);
  background-size: 14px 14px;
}
.cta-banner > * { position: relative; }

/* HERO SECTION */
.hero-section { padding: 48px 0 72px; overflow: hidden; }
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 56px;
  align-items: center;
}
.hero-form {
  background: #fff;
  border-radius: 20px;
  padding: 22px;
  border: 1px solid var(--line);
  box-shadow: var(--shadow-1);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  max-width: 520px;
  margin-top: 32px;
}
.hero-form label { display: block; font-size: 13px; font-weight: 700; color: var(--ink); margin-bottom: 6px; }
.hero-form select,
.hero-form input[type="date"] {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: 12px;
  font-family: inherit;
  font-size: 15px;
  color: var(--graphite);
  background: #fff;
  cursor: pointer;
  appearance: auto;
}
.hero-form .full-col { grid-column: 1 / -1; }
.hero-image {
  position: relative;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow-3);
}
.hero-image img { width: 100%; height: auto; display: block; }
.hero-badge {
  position: absolute;
  bottom: 20px;
  left: 20px;
  right: 20px;
  background: rgba(255,255,255,.95);
  backdrop-filter: blur(8px);
  border-radius: 14px;
  padding: 14px 18px;
  display: flex;
  align-items: center;
  gap: 12px;
}

/* CONTACT EMAILS */
.email-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.email-card {
  display: flex;
  flex-direction: column;
  gap: 4px;
  padding: 16px 20px;
  border-radius: 14px;
  text-decoration: none;
}
.email-card.primary { background: var(--blue); color: #fff; }
.email-card.secondary { background: var(--soft); color: var(--ink); border: 1px solid var(--line); }
.email-label { font-size: 11px; font-weight: 600; text-transform: uppercase; letter-spacing: .06em; }
.email-card.primary .email-label { opacity: .75; }
.email-card.secondary .email-label { color: var(--slate); }
.email-addr { font-size: 13px; font-weight: 600; }

/* RESPONSIVE */
@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .hero-grid { gap: 32px; }
  .cta-banner { grid-template-columns: 1fr; padding: 40px 32px; margin: 48px 24px 0; }
}

@media (max-width: 900px) {
  .wrap { padding: 0 20px; }
  section.block { padding: 48px 0; }
  .section-head { flex-direction: column; align-items: flex-start; gap: 12px; }
  .hero-grid { grid-template-columns: 1fr; }
  .hero-image { display: none; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .compare-row { grid-template-columns: 1fr; }
  .compare-row:first-child { display: none; }
  .compare-cell + .compare-cell { border-left: none; border-top: 1px solid var(--line); }
  .trust-bar-inner { grid-template-columns: 1fr; }
  .trust-statement { padding: 16px 0; border-left: none; border-right: none; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
  nav, .header-cta { display: none !important; }
  .hamburger { display: flex; }
  .header-inner { padding: 0 20px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .trust-bar { padding: 24px 20px; }
}

@media (max-width: 600px) {
  .footer-grid { grid-template-columns: 1fr; }
  .hero-form { grid-template-columns: 1fr; }
  .email-grid { grid-template-columns: 1fr; }
}